tobixen - borrowing account

tobixen - borrowing account

Days since last payment 2 days
This user is approved.
This user requests ฿30 at 0.30000% paid weekly.
tobixen - investments 2016-08-29 07:56

This is my borrowing account. Please give me a line here. Please cancel lines on my investments account. Thanks. :-)

100% trust worthy. Well known investor here.

There was a technical glitch yesterday; the withdrawal transaction got in a pending state for long time and then it was cancelled. Thus, I've sort of broken the promise to avoid intra-day-loans.

avatar Avnish Kumar 2016-09-21 10:15

100% trust worthy. 10/10 rating ..

I have a big amount of coins now on the way to localbitcoins stuck in the blockchain for more than 24 hours already - hence the big withdrawal now, I had customers waiting for funds.

I'm currently low on bitcoins, but I have a glut of fiat on my bank account, but most of my bitcoin suppliers prefers cash. If the situation doesn't improve shortly I'll transfer some fiat to Kraken or Bitstamp.

I've initiated fiat transfers both to bitstamp and kraken by now.

avatar sciack 2016-12-19 00:36

Hi I am sciack from BLC if you want to invest with me I have moved on this platform now!

Working on repayment here - did manage to do a decent deposit today, but alas ... some hours later one of my customers managed to send fiat to my bank account.

I'm afraid there will be no more investments from me until my highest loan interest rate here is below 0.1% :-)

avatar eduardoariasmoreno 2017-02-09 21:23

sorry, i have a mistake i add my info in the investment account :P so is here in the borrowers. i have for you a short term loan. good day hello friend, not begging ;P asking, you can see my profile in Btcpop, i have shares for 2 Btc now and some alcoins and almost a year investing there, if you whant more info please let me know, good day

RedViking 2017-02-11 14:30

@tobixen, have you tried the ViaBTC transaction accelerator to reduce bitcoin transaction confirmation times? Try it at

I'm well aware of the viabtc "accelerator". Nice initiative, but I'm concerned it's getting too much abused those days.

every time I've tried it, it has denied me because the fee was too low in the first place.

fee has to be over 0.0001 i believe so 0.00011 etc, could be wrong though.



Loan purpose

I'm trading bitcoins locally, for cash and domestic bank transfers. My trading strategy is to assume neither me nor my customers has more knowledge than the market as such, and buy/sell coins for a fair market price plus a commission; on average I'm going in plus. I have gotten a solid reputation as the goto-guy for people wanting to buy/sell bitcoins in Oslo.

I'm a middle-man that can relatively easily be cut out of the equation, I think it's important to contribute some value. One of the values I'm trying to provide is liquidity. Customer wants to sell/buy - they can come to me anytime, and I will always be having enough bitcoins, cash or bank money to fulfill the order. Unfortunately I'm not always there, but I'm trying.

It's important for me to have credit lines available. I'm sometimes even willing to pay 1% pr day for a short-term loan - the trade itself will probably not be profitable for me if taking up such a loan, but it may still be worth it to save my reputation.

Security and risks

  • I will be able to handle the loan. Bitcoin trading is just a side hobby, my main income comes from my day work, working with IT in Norway.
  • For technical reasons, I'm creating two accounts - one for lending and one for borrowing. Please check my lending profile at and you can see I'm staying here, I'm not going to borrow some few bitcoins and run away with them.
  • I value my reputation, and I'm not anonymous. My contact information and personal details are available at
  • There is always a risk of a messy default; BTC value could triple or the NOK-value fall just when I'm thick on cash and bank money and very much in the minus on BTC. I could slip on a banana peeling and fall down some stairs with my head first. Sometimes the turnover is crazy ... there is always a risk that something unexpected would happen (robbery, fake money, arrested and hold accountable for crimes done by my customers) and that it would take me years to recover. Then again, consider the funds locked in my investments account as a collateral. Whatever happens, I don't think Kacper will allow me to withdraw from my investment account if my borrowing account has defaulted.

Code of conduct and borrowing pattern

  • I'm trying to avoid intra-day-loans as they give no interest to the lenders, I will wait until past midnight before doing bigger deposits. However, I'm more and more using this account as a spending account, balance will go up and down during the day.
  • I will try to always keep a negative balance even when I don't need a loan, to be visible in the borrowers statistics, to give a profit for small lenders and to encourage lenders to give me a line.
  • I used to say "most of the time I don't need a loan" - but the more coins I have visibly for sale on some of my markets, the more I get sold - currently it seems profitable for me to keep borrowing some few coins at 20% APR.
  • I'm giving myself a line. It may seem silly, one of the reasons is to keep maximum liquidity on this account.
  • Except for that, I'll repay as much as I can and as often I can, particularly when parts of my loan exceeds 20% APR.
  • Need your coins back? Give me a notice and I'll prioritize repaying.
Type Contents Created
Full name Hidden... 2016-08-25 09:21:58.765003
Address Hidden... 2016-08-25 09:31:41.746903
BitcoinLendingClub Profile Hidden... 2016-08-25 09:32:16.916908
BTCJam Profile Hidden... 2016-08-25 09:33:21.082168
Phone number Hidden... 2016-08-25 09:21:39.707967
Home page Hidden... 2016-08-25 09:30:12.084971
Birth date Hidden... 2016-08-25 09:33:33.044737
Depth graph


Loaner Amount Interest
avatar Pavel Lepsi ฿0.00002 0.00000%
avatar Johan Blom ฿0.00001296 0.01000%
avatar Nikki Bailey ฿0.00133032 0.02000%
฿0.06 0.03990%
avatar Dennis Wood ฿0.0003 0.04000%
฿0.3 0.04270%
฿4.02397749 0.04270%
฿0.025 0.04277%
฿10 0.04280%
The competitive investment bot
฿0.2 0.04899%
฿0.28175924 0.04900%
Borrower Amount Interest